New laws on 1 August 2017: Pensioners cheer, companies moan

While the new laws on August 1, 2017 bring relief to many retirees health insurance, stricter rules apply in the future for companies and some homeowners. For example, companies must strictly separate their commercial waste and consult an expert with property owners who have a fuel oil tank. There is also a change for schools and day-care centers.
Rentner haben durch die neuen Gesetze im August 2017 Grund zur Freude
Pensioners are looking forward to an important innovation in August 2017
  • With the new laws as of 1 August 2017, stricter rules will apply that apply to both commercial and fuel oil tanks .

  • For pensioners, the changes make it easier, but some companies are likely to moan about the new regulations.
  • Due to the innovations, many seniors are looking forward to easier access to statutory health insurance for retirees.

New laws on August 1: Pensioners benefit from parenting

Many a retiree may take a breather thanks to the new laws on 1 August 2017. From now on there is a new regulation in the so-called 9th / 10th regulation for health insurance for pensioners (KVdR). In the KVdR only people are compulsorily insured, who were in the second half of their working life at least 90 percent of the time in the statutory health insurance.

Especially women who have interrupted their work in favor of raising children and meanwhile were privately insured by their spouse, have been able to fulfill this criterion so far only with difficulty. Due to a new regulation as of 1 August 2017, the insurance issue will be a bit more relaxed for many retirees. In the future, they will be credited with three years for each child on the pre-insurance period .


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Changes in August facilitate access to compulsory insurance

Prior to the changes in the KVdR, a woman who had worked for a total of 30 years had to be insured for a total of 13.5 years in the GKV in the second half of her working life (= 15 years) in order to be compulsorily insured in the KVdR , People who could not fulfill this time span had to voluntarily insure themselves either privately or in the KVdR . This has the disadvantage that legally insured persons bear the entire cash contribution of 14.6 percent plus additional contribution. In the case of compulsory insured, the pension insurance, on the other hand, covers half of the basic contribution (7.3 per cent).

Under the new legislation as of 1 August 2017, retirees will be credited with three additional years of insurance for each child and every foster or adopted child. For the example above, this means that the woman only has 10.5 years to stay legally insured. The regulation applies to both retirees and people who are already retired . If seniors want to benefit from this, they must however inform the fund itself to check the credit transfer.

Tip: In spite of the easier access to health insurance for retirees, seniors should pay a lot of attention when choosing their health insurance. Some health insurances offer them, for example, extra services such as a second medical opinion or advice at home. For retirees, it is therefore particularly important to find the right mix of price and benefits.

New laws as of August 1, 2017: Schools should promote healthy eating

In some federal states, the 2017/18 school year is almost upon us. Just in time for the launch of the new laws, the EU school program will enter into force on 1 August 2017. It aims to make it easier for kindergartens and schools to provide children with fresh fruit, vegetables and dairy products at reasonable prices, thus contributing to a healthy diet. Although there has already been the opportunity to acquire and pass on the products through various subsidy programs at low cost. But now regulates the common school program, which countries is entitled to how much money. Almost 30 million euros are earmarked for Germany each year.

Innovations in August: Stricter rules for commercial waste and heating oil tanks

For many companies that generate large volumes of commercial waste, the new legislation as of 1 August 2017 will impose stricter rules. Instead of collecting all waste together as before, they have to separate the waste directly from today . In addition, it must be documented exactly how much waste has been separated. In addition, companies must indicate whether certain wastes have not been separated.

Even with homeowners changes by the new rules in August a lot. At least for those who have a heating oil tank with more than 1,000 liters capacity. In the future, it will be mandatory to have the tank checked by an expert before commissioning . The latter must determine whether the container complies with the new ordinance on installations for handling substances hazardous to water. If the heating oil tank is already in use, it still has to be checked and possibly retrofitted.